What If We Required Mandatory Gun Insurance?

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I was reading about this concept on Crooks and Liars and I though what if Gun Insurance worked as well as Car Insurance? (Please note the article that I used for a springboard has some very pragmatic points on responsible gun ownership but my thoughts went off on a tangent.)

So off on my little flight of fantasy: If Gun Insurance worked as well as Car Insurance: if someone got shot there would be no need to worry as the shooter has insurance; there would be “accident” forgiveness programs so if you accidentally shot someone your rates would not go up; If someone was showing off by twirling a six shooter around their finger and accidentally shot a few people, Michael Dresser would write how this should not have a extra penalty as there was no actual intent to cause harm.

I launched into my tangent from here: A Modest Proposal: What If We Required Mandatory Gun Insurance?

Related: The flaw in our our proposed bill – it does not treat damaging a person the same as damaging a car
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